Evaluation of financial education in children of municipal schools of the GAD – Loja
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Abstract
The main objective of the present investigation was to evaluate the level of financial knowledge of the children who study in the municipal elementary schools of GAD-Loja. This is due to the fact that youth at the time of becoming independent from the home have had problems regarding the use of money in its different forms and making financial decisions, mostly caused by the lack of training and talks during their school education. Regarding the scope of the article, it was proposed that in basic training schools, topics related to finance be incorporated into their training networks. Regarding the methodology, a quantitative, non-experimental and descriptive study was carried out with a sample of 223 students from the municipal elementary schools of GAD-Loja. In this regard, the instrument used was validated by expert judgment so that the topics included are relevant to the study. Finally, as the main result, it was possible to show that children have basic knowledge about financial issues, however, this is not enough; Therefore, it is considered important that the classroom can support this type of training, in order to reinforce the children's knowledge and in their adulthood they can be managed properly and minimize the impact of bad financial decisions.
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